The need
Meetings keep their accounts in paper ledgers: manual sums, forgotten penalties, disputes over balances and withdrawals, little transparency for members.


Your meeting's ledgers, paper-free.
Zayra Nkap keeps a meeting's accounts in real time: contributions, tontines, savings, penalties and proof of payment, even offline on the treasurer's phone. Designed for Bamileke meetings and every tontine in Cameroon.
Meetings keep their accounts in paper ledgers: manual sums, forgotten penalties, disputes over balances and withdrawals, little transparency for members.
An app that follows what the bylaws already provide (shares and half-shares, auctions, guarantors, relief, year-end split), with offline live entry, two-person approval of withdrawals and PDF financial statements.
The treasurer records each payment name by name, even with no network in the room.
Several tontines, shares and half-shares, capped auctions and logged random draws.
Guarantors, schedules and the meeting's relief scale.
Every withdrawal is approved by two board members.
Minutes, member positions and year-end split, ready to share on WhatsApp.
Contributions never pass through the tool.
Live: web and Android app
Up to 100 members per meeting
30-day free trial, then 5,000 XAF a month or 50,000 XAF a year
Each meeting has its own address and isolated data
Let's talk about your goals. We reply within 24h with a first proposal.
Horus AI
Virtual assistant